Corporate Information

Who We Are

Orico Auto Finance Philippines Inc. (OAFP) is dedicated to making car ownership more accessible for Filipinos. As a proud member of the Orient Corporation group—Japan’s leading consumer finance company—we bring together Japanese efficiency, reliability, and a genuine commitment to customer service.

Our Roots of Trust

Our parent company, Orient Corporation, was established in 1954 in Hiroshima, Japan. Over the decades, it has grown into a global financial institution managing more than USD 49 billion in assets, backed by strong partnerships with respected organizations such as Mizuho Bank and Itochu Corporation. Today, Orico brings this long-standing legacy of trust, stability, and excellence to the Philippines.

Why Choose Orico?

We believe car financing should be simple, transparent, and customer-friendly. That’s why we offer:

• Flexible Financing – We strive to find ways to say yes to your application.

• More Choices – Financing available for a wide range of car brands.

• Convenience – Competitive interest rates and easy payment channels designed with your comfort in mind.

At Orico Auto Finance Philippines, we don’t just finance cars—we finance your journey.

Our Commitment

Orico Auto Finance Philippines offers used car financing with flexible credit criteria, a broad selection of acceptable car brands, and competitive interest rates in the market. We also provide convenient payment channels and ensure that every customer experience is handled with care and satisfaction.

1. Principles


Our company recognizes that respecting human rights is an important social responsibility of corporations. In accordance with the United Nations Guiding Principles on Business and Human Rights, we are committed to respecting human rights.

2. Regarding Employees, Customers, and Business Partners


1. We require all employees to respect human rights. Our company does not tolerate child labor or forced labor. We provide equal employment opportunities to all employees and do not permit discrimination or harassment on any grounds, including nationality, race, age, ethnicity, religion, gender, or disability. In addition to responsibly providing a safe and comfortable workplace for all employees, we strive to maintain and promote their health. We also establish support systems to address employees’ concerns and anxieties related to their work.
2. In accordance with our “Customer-Centric Basic Policy,” we prioritize our customers and endeavor to respond to them sincerely and fairly. To respect our customers’ human rights, we manage personal information appropriately and strive to prevent any negative human rights impacts in the provision of our products and services.
3. We seek understanding of this Basic Policy from our business partners, including affiliates, contractors, and suppliers of goods and services, and encourage them to respect human rights in the same manner as our company.

3. Governance

We establish a system to promote initiatives for respecting human rights and regularly report on these efforts to the Board of Directors.

4. Human Rights Due Diligence
In accordance with the United Nations Guiding Principles on Business and Human Rights, we identify negative impacts on human rights, work to prevent and mitigate them, and fulfill accountability by conducting human rights due diligence.

5. Remedy and Corrective Measures
We continuously work to establish appropriate systems to receive consultations and complaints regarding human rights. If it becomes clear that our business causes or contributes to negative human rights impacts, we will engage in corrective and remedial actions.

6. Education and Awareness
We provide appropriate education to ensure that each employee respects human rights in accordance with this Basic Policy and promote human rights awareness.

7. Disclosure
We disclose this Basic Policy on Human Rights and, as necessary, disclose information regarding our human rights initiatives.